Best car insurance in Australia in 2021
Best car insurance in Australia
Every Australian driver should consider finding a car insurance policy that is compatible with their tires. Every car and driver has a different story, so research and compare car insurance quotes to find the right policy for your situation.

If you want detailed coverage for your vehicle, then you may want to consider a path to comprehensive car insurance. Moso Scout compares Australia's best comprehensive car insurance policies to the Moso Experts' Choice Car Insurance Awards.

Every year, Moso's experts discover car insurance policies that provide the best value and best quality to Australian drivers. In September 2020, judges reviewed 66 different policies to find the best car insurance available to drivers by 2021.

So, if you want to change car insurance companies or get the best deal on your current policy, then read some of the winners below.

Budget direct comprehensive car insurance
5% off on online purchases
New option (see the words below)
Fault-free car rental card
Budget Direct Moso is the current insurer of the year. This title proves that, as with many insurance awards, it is consistently offered at a low price while maintaining solid security for customers.

The standard policy includes useful features such as renting a car card for 14 days after a theft accident or making no mistake. You will get a new replacement car (when the car is less than two years old or driving less than 20,000 km), the property will be protected for 250 personal property cards and $ 1,000 for a replacement button. If you drive less than 10,000 km per year and can get an additional 15% off your first year card by applying online for the policy, you can get a premium waiver.

QBE Comprehensive Car Insurance
New replacement (less than 3 years old and operating less than 60,000 km)
75 buy online buy
Emergency up to 1,000 emergency transport and shelter
The awarding policy covers all types of force majeure events, from accidental damage, fire, theft and wild weather to flood damage. You can get $ 500 for emergency repairs to get back on the road after an accident, and up to $ 1,000 in emergency transportation and housing costs.

Even if your vehicle is less than three years old and is less than 60,000 km away, there is a new replacement car, which is generously limited compared to other comprehensive policies. If you require a rental car after a theft or accident without fault, the QBE will cover it for up to 14 days, as well as up to $ 1,000 protection for personal damage to your vehicle. As a new customer bonus, there is a $ 75 discount on your first annual premium when you apply online.

U Comprehensive Car Insurance
New car replacement (within 2 years and within 40,000 km)
Emergency 1,000 Emergency Repair and Shelter
Emergency roadside assistance is included
The UN policy has a number of flexible options that you can choose from at a fixed affordable price. You can get up to $ 1,000 to make repairs without an insurance or housing assessment in an emergency and you can go up to 100 km from home. If you are away you can travel. This policy also includes emergency road assistance as a standard.

After a theft or accident you can go back to the road where you did not make any mistake on the UE car cover (up to 14 days). If your vehicle is registered and less than two years old (less than 40,000 km on an automobile) then the UI also offers a new car replacement. Additionally, there are additional levels of flexibility to choose from ($ 400- $ 2,500). If you choose a higher amount, you may see a decrease in your premium - keep in mind that this may indicate that you claim that you have to pay a larger amount before your coverage starts.

Best quality car insurance winner
When considering which policies would be included in the Best Quality Car Insurance category, Mojo judges noted the category of cases that included payment levels and requests.

Some of the key factors included in this equation are what options are available when your car is stopped (such as pre-replacement), and the rental car is shut down during repairs. Adjustments (taking into account day and dollar limits), additional options available at the time of claims and other influential policy points.

To read more about the winners in car insurance quality in 2021, follow the link below:

Live platinum car insurance
NRMA Comprehensive Plus Car Insurance and Comprehensive Car Insurance
RAA Comprehensive Car Insurance
RAC Comprehensive Car Insurance
Full maintenance of car insurance
SGIC Comprehensive Plus Car Insurance
SGIO Comprehensive Plus Car Insurance
SunCorp Insurance Comprehensive Benefits Car Insurance
Won Best Value Car Insurance
While comprehensive car insurance provides the highest level of coverage, it typically has a higher premium than other levels such as third-party property insurance.

But if you want to make sure you're in as much sticky situations as possible (this will save you more from mobility), comprehensive insurance is the way to go. However, this does not mean that you will have to settle for a higher premium.

To find the cheapest comprehensive car insurance policies in Australia, MoSO experts reviewed over 10,000 car insurance quotes. The balance between price and features is an important concept as judges will seek policies that offer lower premiums than competitors.

The unique values   of winning car insurance with policies available in 2021 are as follows:

Budget direct comprehensive car insurance
QBE Comprehensive Car Insurance
RAC Comprehensive Car Insurance
RACV Comprehensive Car Insurance
SGIO Comprehensive Car Insurance
Woolworths Comprehensive Car Insurance
U Comprehensive Car Insurance
Read our expert instruction report on Moso Professionals Judges Awards page to learn more about how to choose the Choice Car Insurance Award winners, or for all the fun research details.

Any information provided on this page should only be considered as concise and general advice. All information must be verified prior to purchase through the respective Product Disclosure Report (PDS).

Moso provides general product information. We do not take into account your personal goals, financial condition or needs, and we do not recommend any specific product to you. After studying PDS you have to make your decision or provide documentation, or seek independent advice.

We are proud to cover a wide range of products and we will not cover every single product on the market. If you decide to apply for a product through our website, you will work directly with the product provider and not from Moso.